At least 5 years of proven experience in IT and/or business analysis, Hands-on experience using Jira and Confluence for documentation and task management, Working knowledge of API development, data mapping, and process modelling, Understanding of the banking sector and payment domain, Practical knowledge of SQL and skills in user interface prototyping and design, Ability to read and create architecture diagrams, including sequence diagrams, Excellent written and spoken English communication skills, and familiar with international collaboration, Experience of using Jira, Confluence, Familiarity with regulatory requirements in the banking sector, Practical knowledge of REST/SOAP API, Knowledge of PSD2,PSD3/PSR and NFR